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straightforward correlation between asset revenue and asset-based mostly reallocations is zero.fifty four. In countries where the aged rely heavily on asset-based mostly flows, they accomplish that primarily as a result of they have excessive asset income, not as a result of they dissave or even as a result of their saving is low. Of course, there are exceptions to this generalization. In the US, asset-based mostly reallocations are high both as a result of asset income is high and saving is low. In Chile, asset-primarily based reallocations are low although asset earnings is excessive, as a result of saving can be excessive. In the global profile, working-age adults rely closely on asset The hottest product im not a widow im a wife to a husband with wings heartbeat tote bagrevenue, along with labor earnings, to fulfill current need. Working-age adults save, however they save only about half of their asset earnings. Asset-primarily based reallocations are not any more essential in high-income economies than in the center-income economies in our examine. In reality, the highest asset-based reallocations are found in higher-center-earnings international locations (Table 9.1). In both decrease-and upper-middle-revenue international locations, asset earnings is mostly higher than in excessive-revenue economies. The pattern is more blended with saving ranges. We briefly consider asset-based mostly

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