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hypothesis is that workers in international locations with massive switch techniques will accumulate much less toward their retirement than they would if transfer techniques were smaller . If so, the elderly will have fewer belongings and decrease asset earnings in international locations the place they’ve excessive internet transfers. The power of the connection between asset-based reallocations to the working ages and childrearing costs is a surprising end result. Even extra surprising is that the connection of childrearing prices is to asset revenue, not saving. We do not find that working-age adults in populations with high levels of child dependency have decrease financial savings. The easy correlation between the kid-cost variable and saving is only about 0.2, and it is a optimistic rather than a negative The hottest product my God’s not dead full printing hooded blanketrelationship. Thus the data do not help the speculation that top childrearing costs lead to lower saving. Asset earnings is substantially greater in countries where the child-value variable is massive. The correlation between child cost and asset-based mostly revenue is 0.74, and a rise in baby value of 1 is associated with an increase in asset earnings of 1.3. The normalized asset-based flows for these 25–59 are plotted in opposition to the cost of childrearing in Figure 9.3. The easy correlation between the

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